The cost of routine eye exams and prescription eyewear can be of real concern, especially for large families. In many cases, vision insurance can lower these annual expenses.
A vision insurance policy is not the same as health insurance. Regular health insurance plans protect you against financial losses due to unexpected eye injuries or disease. Vision insurance, on the other hand, is a wellness benefit designed to provide routine eye care.
Because we provide both medical and routine eye care, we accept a number of insurance plans to help cover the cost depending on your individual needs. Here are just some of the plans that we accept:
Medical Plans we Accept
Blue Cross Blue Shield, *Care Improvement Plus, Medicaid, *Medicare, Tricare, and United HealthCare
*Patients with Medicare or Care Improvement Plus are responsible for 20% or Specialist co-payment of all exams and a refraction fee, if you would like a new glasses prescription. A refraction is NEVER covered by these insurances.
*What is a refraction? A refraction is conducted by the doctor to determine the appropriate correction to compensate for a refractive error: nearsightedness, farsightedness, astigmatism, or presbyopia.
Vision Plans we Accept
Tricare, Davis, Spectera, and most Medicaid plans
We do accept other plans as well, so if you do not see your plan listed here, please give us a call and we would be happy to assist you. Our staff is also always available to answer any questions regarding your benefits. Please note that all payments are rendered prior to services.
We're committed to providing you with the best possible care. If you have medical insurance we are eager to help you receive your maximum allowable benefits. In order to achieve these goals, we need your help and understanding of our payment policy.
Payment for services is due at the time services are rendered. We accept cash, check, MasterCard, and Visa.
You must realize, however, that:
Your insuracne is a contract between you, your employer, and the insurance company. We are not a party to that contract.
Our fees are generally considered to fall within the acceptable range by most companies, and, therefore, are covered up to the maximum allowance determined by each carrier.
Not all services are a covered benefit in all contracts. Some insurance companies arbitrarily select certain services they will not cover.
We must emphasize that as medical care providers, our relationship is with you, not your insurance company. While filing of insurance claims is a courtesy that we extend to our patients, all charges are your responsibility from the date the services are rendered.
If you have any questions about the above information of any uncertainty regarding your insurance covereage please don't hesitate to ask us. We are here to help you!
Vision insurance is designed to provide routine eye care, prescription eyewear and other vision-related services at a reduced cost. Learn about types of plans, coverage and payment options.
Make the most of your vision insurance plan by understanding your particular vision coverage.